South Florida Personal Injury Blog

Broward motor vehicle accident attorney Andrew Alitowski provides outstanding legal representation to people who have been hurt in car accidents. Unfortunately, dozens of motorists and their passengers are injured in traffic accidents in the Miami-Fort Lauderdale-West Palm Beach metropolitan area every week – often in accidents that are in no way their own fault. Even if the injured person was somewhat at fault, he may still be able to recover monetary damages for his injuries.

Florida law requires drivers to purchase minimum amounts of car insurance to protect themselves and others in the event of an accident. Every driver must have $10,000 of personal injury protection and $10,000 of property damage liability. The latter covers damage to the vehicles while the former protects the driver. Specifically, personal injury protection provides payments for the medical care of the driver and family members who reside with the driver, if they were passengers.

Unfortunately, Broward car accident lawyers Alitowski & Moore know all too well that many motorists drive without car insurance, which they are required to have. Many drivers opt to purchase insurance to cover their own injuries or damages if they are hit by an uninsured or underinsured motorist. Although such insurance is not required by Florida law, many insurers recommend it as an extra precaution.

Other frequently recommended insurance includes bodily injury coverage. This add-on provides for the medical expenses and other associated costs in the event that you injure another person on the roads. Likewise, if you are seriously injured and sue the other driver to cover the costs of your injuries, these will likely be paid from their bodily injury insurance coverage if the other motorist had elected to purchase that coverage.

The Fort Lauderdale personal injury attorneys of Alitowski & Moore understand the complex nature of insurance claims and litigation. Some motorists who are injured are inadequately reimbursed by their own or the other driver’s insurance, or are perhaps not paid any compensation for their injuries at all. Motorists are frequently injured on the south Florida roadways due to the negligent driving behaviors of others, such as speeding, careless or reckless driving, and even drunk driving. These dangerous behaviors hurt innocent people who deserve to be compensated for the medical bills and other expenses. Each year there are approximately six million car accidents in the United States, which cause about three million injuries. Although these injuries range in severity from the very minor to critical, they can be tremendously expensive. Even a simple injury, such as a broken arm, can cost well over $10,000 when the x-rays, follow-up visits, and even surgery or an ambulance ride are factored in.